BRRRR Calculator
Run the numbers on a buy-rehab-rent-refinance deal to see how much of your cash comes back out.
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Cash left in the deal
- All-in cost
- New loan
- Cash pulled out
- Monthly cash flow
- Cash-on-cash return
- Equity after refinance
- Work
Saved Calculations
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How the BRRRR Numbers Work
All-in = purchase + closing + rehab + holding New loan = ARV × LTV
Cash left in = all-in − (new loan − refinance costs) Cash-on-cash = yearly cash flow ÷ cash left in
Worked Example
Tips
Lenders often require 6 to 12 months of ownership ("seasoning") before a cash-out refinance at the new value, and appraisals can come in low. Budget conservatively for vacancy, repairs and capital expenses (often 5% to 10% of rent each).